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What is 3D Secure Visa/Mastercard verification?

Indeed, you are right to be cautious when paying online because we are rarely 100% sure that the websites where we pay are reliable. Furthermore, as we notice and hear more and more about it, hackers and other web fraudsters are multiplying to try to steal your banking information, to resell it later or use it maliciously... This is why companies also develop more advanced techniques every day to secure your personal information of this type. A good way to secure these online payments is 3D Secure. But what is it? You will have all the information you wanted once you reach the bottom of this page!

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3D Secure - Explanation

3D Secure - Definition

3D Secure is a secure payment protocol, as we told you earlier, created with the aim of facilitating the security of your personal payment data on the internet. Thanks to it, you can be 100% sure that no one but you can pay online.

This 3D Secure was developed by the two major credit card groups: Visa and Mastercard. It is moreover used today under two different names in relation to these two groups: "Verified by Visa" and "Mastercard SecureCode".

3D Secure - How it works

But the question remains how this 3D Secure works and what makes you able to rely on it. Visa and Mastercard 3D Secure is an authentication protocol for securing web payments. It requires you to take a small additional step when you want to make an online purchase: you must "authenticate your purchase intention". But how is this implemented?

Simply, when you have activated this feature, you will receive at the time of any online payment, an authentication request on your banking application to verify that it is indeed you. Once authenticated on the application and once the confirmation has been validated by you, the payment can take place. It is also possible to associate your mobile phone number and receive a code on it rather than having to log in to your mobile application. It's up to you, depending on your bank.

3D Secure Visa and Mastercard - How it applies to Tictactrip?

You are cautious and wondering if our Tictactrip site takes this 3D Secure into account to secure your payment when you want to book train or bus tickets for your next journey? Well yes! We introduced 3D Secure on our site because we want to offer you the best possible service and because we want to have a genuine relationship of trust with you. Your personal and confidential data are moreover one of our top priorities as we can recall in our personal data management policy.

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In this image, you can see the payment step on the Tictactrip site. The 3D Secure confirmation from Visa or Mastercard arrives directly after this step where you enter your bank information. Here (below) is how this 3D Secure security step will appear.

explication-3d-secure_mastercard

We hope to have clarified the best we can this process of securing your banking data and that you are all set to book your upcoming trips with us! Plus, we offer you such low prices that it's a bargain!

Tictactrip Team

Updated time: 24/03/2020.

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